first time buyers

June 14, 2019

8 Steps to Getting Your Finances in Order

Develop a family budget. Instead of budgeting what you’d like to spend, use receipts to create a budget for what you actually spent over the last six months. One advantage of this approach is that it factors in unexpected expenses, […]
September 20, 2018

Canadians Can’t Afford NOT To Buy

My friend & mortgage broker, Katherine Martin, sent me an interesting piece on the old debate between renting & buying: Rising rents are making homeownership the affordable alternative according to a new report. In a comparison of expected costs by […]
August 17, 2018

Insured, Insurable & Uninsurable Mortgages

Are you looking at mortgage options before you buy your first or next home? From mortgage broker, Katherine Martin comes help. Before I explain the difference between insured, insurable and uninsurable mortgages it’s important to know how these mortgages came […]
July 19, 2017

No Homes for Sale in the Area You Like? Here’s What to Do…

Imagine there’s a neighbourhood you’d love to live in someday, but, every time you drive through, you rarely, if ever, see a For Sale sign. It’s as if homes get gobbled up by buyers the moment they get listed.   […]
May 16, 2017

Buying Your Dream Home in a Hot Market

Imagine finding the perfect home, only to discover there is serious interest from at least a dozen other buyers. It’s like scrambling for the last piece of cake at a buffet! Fortunately, there are things you can do to help […]
February 22, 2017

Making an Offer in a Competitive Real Estate Market

Imagine finding a home you love, making an offer, and then finding out there are other competing offers on the table. Ouch. If you’re looking for a property in a competitive market, it is likely that there will be multiple […]
December 20, 2016

Are You Ready To Buy Up?

No matter how much you love your current property, you may be dreaming of the day you can buy up into a better home in a better neighbourhood. Is that day today, or, is it a few years down the […]
November 14, 2016

Ontario government gives tax break to first-time home buyers

In its 2016 Fall Economic Statement, the Government of Ontario committed to increasing the land transfer tax (LTT) rebate for first-time home buyers from $2,000 to $4,000. The new LTT rebate will help more young families achieve their dreams of […]
July 29, 2016

How Much Time Should You Spend Viewing Houses

Figuring out how much time you should spend viewing properties for sale is a little like asking, “How long should I spend trying on shoes?” The answer seems obvious: As long as it takes to make a decision! Buying a […]