It’s easy to get overwhelmed when thinking about your finances, especially if you are saddled with debt. The best way to determine your monthly budget is to start by recording your total monthly income for the family and your total […]
Develop a family budget. Instead of budgeting what you’d like to spend, use receipts to create a budget for what you actually spent over the last six months. One advantage of this approach is that it factors in unexpected expenses, […]
My friend & mortgage broker, Katherine Martin, sent me an interesting piece on the old debate between renting & buying: Rising rents are making homeownership the affordable alternative according to a new report. In a comparison of expected costs by […]
When you suffer damage to, (or the loss of), your home or its contents, you expect your insurance company to help you out. And, most do a good job of doing just that. Still, it’s a good idea to review […]
With the press telling the country that the housing market seems to have stalled in July, some people are asking if homeownership is still a good investment option. The US real estate market has painfully demonstrated that no one can […]