Mortgage

November 20, 2019

6 Things All Co-Signors Should Consider

Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc.) live out their dream of owning a home. In today’s market conditions, a co-signor can offer a solution to overcome […]
October 17, 2019

MORTGAGE RENEWALS WITH THE SAME LENDER ARE ON THE RISE, BUT SHOULD YOU JUST SIGN ON THE DOTTED LINE? Your mortgage broker has answers

If you’re in a mortgage that’s coming up for renewal in the coming months and you’re considering just staying with your current lender, you wouldn’t be alone. According to the Canadian Mortgage and Housing Corporation’s (CMHC) Residential Mortgage Industry Report […]
September 16, 2019

What Is A Purchase Plus Improvement Mortgage?

Getting a mortgage can be a daunting task. There is so much to know and understand including some pretty confusing language. Borrowers are often confused by mortgage terminology, so in an effort to keep you educated we welcome you to […]
July 15, 2019

Secured vs. Unsecured Debt

Getting a mortgage can be a daunting task. There is so much to know and understand including some pretty confusing language. Borrowers are often confused by mortgage terminology, so in an effort to keep you educated we welcome you to […]
May 28, 2019

How Can I Pay Down My Mortgage Faster?

Kathryn Martin of Origins Mortgages has some good advice: Mortgages come in all shapes and sizes – but there are a lot of similarities between most mortgages. One element you should be aware of is the difference between ‘open’ and […]
March 20, 2019

When To Check Up On Your Mortgage

First of all, you might be wondering what a mortgage check-up is, and how to know whether it’ll be useful for you. A mortgage check-up is a review of your existing mortgage terms to ensure that they’re not only the […]
January 16, 2019

The 30 Year Stress Reliever

The number one question to ask about your next mortgage is not whether you got the lowest possible interest rate, or how fast you ’ll pay it off. Instead, ask yourself this: How much stress will your mortgage cause you […]
December 10, 2018

Durham Region Real Estate Still Selling Slowly

Do you have questions about the real estate market? The big picture numbers tell you what is happening in the region. Statistics can vary neighbourhood by neighbourhood. Durham Region Association of REALTORS® (DRAR) President Tina Sorichetti reported a continuation of modest […]
November 15, 2018

Pre-payment Privileges Help You Keep More Of Your Money

My friend, Katherine Martin, helps us understand how we can win at the mortgage game: One feature of a mortgage is accelerated payments or pre-payment privileges. Before we get into all the great things that can come from accelerated payments, […]