Buyers

November 20, 2019

6 Things All Co-Signors Should Consider

Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc.) live out their dream of owning a home. In today’s market conditions, a co-signor can offer a solution to overcome […]
October 17, 2019

MORTGAGE RENEWALS WITH THE SAME LENDER ARE ON THE RISE, BUT SHOULD YOU JUST SIGN ON THE DOTTED LINE? Your mortgage broker has answers

If you’re in a mortgage that’s coming up for renewal in the coming months and you’re considering just staying with your current lender, you wouldn’t be alone. According to the Canadian Mortgage and Housing Corporation’s (CMHC) Residential Mortgage Industry Report […]
September 16, 2019

What Is A Purchase Plus Improvement Mortgage?

Getting a mortgage can be a daunting task. There is so much to know and understand including some pretty confusing language. Borrowers are often confused by mortgage terminology, so in an effort to keep you educated we welcome you to […]
August 15, 2019

This Simple Question Can Save You a Lot of Money

Imagine this scenario… You purchase a new home and move in. A few weeks later, you hear a strange rumbling sound. It’s the furnace. It’s only a year old, yet it’s sputtering like it’s twenty. You realize you’ll have to […]
July 15, 2019

Secured vs. Unsecured Debt

Getting a mortgage can be a daunting task. There is so much to know and understand including some pretty confusing language. Borrowers are often confused by mortgage terminology, so in an effort to keep you educated we welcome you to […]
June 14, 2019

8 Steps to Getting Your Finances in Order

Develop a family budget. Instead of budgeting what you’d like to spend, use receipts to create a budget for what you actually spent over the last six months. One advantage of this approach is that it factors in unexpected expenses, […]
April 10, 2019

Tips for Finding the Perfect Neighborhood

The neighborhood you choose can have a big impact on your lifestyle—safety, available amenities, and convenience all play their part.   Make a list of the activities—movies, health club, church—you engage in regularly and stores you visit frequently. See how […]
January 16, 2019

The 30 Year Stress Reliever

The number one question to ask about your next mortgage is not whether you got the lowest possible interest rate, or how fast you ’ll pay it off. Instead, ask yourself this: How much stress will your mortgage cause you […]
September 20, 2018

Canadians Can’t Afford NOT To Buy

My friend & mortgage broker, Katherine Martin, sent me an interesting piece on the old debate between renting & buying: Rising rents are making homeownership the affordable alternative according to a new report. In a comparison of expected costs by […]